*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:#1a2332;background:#f4f6fa;line-height:1.6;font-size:16px}
.container{max-width:960px;margin:0 auto;padding:0 16px}
a{color:#0d5bd7;text-decoration:none}
a:hover{text-decoration:underline}
/* header */
.topbar{background:#0a2540;color:#fff;padding:10px 0;position:sticky;top:0;z-index:50;box-shadow:0 2px 8px rgba(0,0,0,.15)}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:12px}
.logo{font-size:20px;font-weight:800;color:#fff;letter-spacing:.3px}
.logo span{color:#ffd23f}
.logo:hover{text-decoration:none}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:#cfe0f5;font-size:14px;padding:6px 10px;border-radius:6px}
.nav a:hover{background:#123c63;text-decoration:none;color:#fff}
.burger{display:none;background:none;border:1px solid #3a5a7a;color:#fff;font-size:20px;border-radius:6px;padding:2px 10px;cursor:pointer}
@media(max-width:760px){
  .burger{display:block}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;background:#0a2540;flex-direction:column;padding:8px}
  .nav.open{display:flex}
}
/* hero */
.hero{background:linear-gradient(135deg,#0a2540,#123c63);color:#fff;padding:44px 0 36px}
.hero h1{font-size:30px;line-height:1.25;margin-bottom:14px}
.hero p{color:#cfe0f5;max-width:720px;margin-bottom:10px}
.hero .badge-note{display:inline-block;background:rgba(255,210,63,.15);border:1px solid #ffd23f;color:#ffd23f;font-size:13px;padding:4px 12px;border-radius:20px;margin-top:10px}
/* sections */
.section{padding:34px 0}
.section h2{font-size:24px;margin-bottom:14px;color:#0a2540}
.section h3{font-size:19px;margin:18px 0 8px;color:#123c63}
.section p{margin-bottom:12px;max-width:820px}
/* rating cards */
.rank-list{display:flex;flex-direction:column;gap:14px;margin-top:8px}
.rank-card{background:#fff;border:1px solid #dde5f0;border-radius:12px;padding:16px;display:flex;align-items:center;gap:16px;box-shadow:0 1px 4px rgba(10,37,64,.06)}
.rank-num{flex:0 0 44px;height:44px;border-radius:50%;background:#0a2540;color:#ffd23f;font-weight:800;font-size:19px;display:flex;align-items:center;justify-content:center}
.rank-card-top{flex:0 0 auto}
.rank-body{flex:1 1 auto;min-width:0}
.rank-body h3{margin:0 0 4px;font-size:18px}
.rank-body p{font-size:14px;color:#44546a;margin:0}
.stars{color:#f5a623;font-size:15px;letter-spacing:1px;white-space:nowrap}
.rank-cta{flex:0 0 auto}
.btn{display:inline-block;background:#16a34a;color:#fff;font-weight:700;padding:11px 20px;border-radius:8px;font-size:15px;border:none;cursor:pointer}
.btn:hover{background:#12813c;text-decoration:none}
.btn-outline{background:#fff;color:#0d5bd7;border:1px solid #0d5bd7}
.btn-outline:hover{background:#eaf2fd}
.btn-big{display:block;text-align:center;padding:15px;font-size:17px;margin:18px 0}
@media(max-width:640px){
  .rank-card{flex-wrap:wrap}
  .rank-cta{width:100%}
  .rank-cta .btn{width:100%;text-align:center}
}
/* info cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:10px}
.card{background:#fff;border:1px solid #dde5f0;border-radius:12px;padding:16px}
.card h3{margin-top:0}
.card p{font-size:14px;color:#44546a}
/* steps */
.steps{counter-reset:step;list-style:none;margin:10px 0}
.steps li{position:relative;padding:10px 0 10px 46px;border-bottom:1px solid #e6ecf5}
.steps li::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:8px;width:32px;height:32px;border-radius:50%;background:#0d5bd7;color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
/* faq */
.faq details{background:#fff;border:1px solid #dde5f0;border-radius:10px;margin-bottom:10px;padding:12px 16px}
.faq summary{font-weight:600;cursor:pointer;color:#0a2540}
.faq details p{margin:8px 0 0;font-size:15px;color:#44546a}
/* pros/cons */
.pc{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:10px}
@media(max-width:640px){.pc{grid-template-columns:1fr}}
.pc .box{border-radius:12px;padding:16px}
.pc .pros{background:#ecfdf3;border:1px solid #bbf0cd}
.pc .cons{background:#fef3f2;border:1px solid #f5c6c0}
.pc ul{list-style:none}
.pc li{padding:4px 0 4px 24px;position:relative;font-size:15px}
.pc .pros li::before{content:"✓";position:absolute;left:0;color:#16a34a;font-weight:700}
.pc .cons li::before{content:"✗";position:absolute;left:0;color:#dc2626;font-weight:700}
/* table */
.table-wrap{overflow-x:auto;margin:12px 0}
table{border-collapse:collapse;width:100%;background:#fff;font-size:15px}
th,td{padding:10px 12px;border:1px solid #dde5f0;text-align:left}
th{background:#0a2540;color:#fff}
tr:nth-child(even){background:#f4f6fa}
/* footer */
.footer{background:#0a2540;color:#9fb6cf;padding:30px 0 20px;margin-top:30px;font-size:14px}
.footer a{color:#cfe0f5}
.footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px;margin-bottom:18px}
.footer h4{color:#fff;font-size:15px;margin-bottom:8px}
.footer ul{list-style:none}
.footer li{padding:2px 0}
.footer .disclaimer{border-top:1px solid #1d4568;padding-top:14px;font-size:13px}
.age{display:inline-block;background:#dc2626;color:#fff;font-weight:800;border-radius:6px;padding:2px 8px;font-size:13px}
/* article */
.article h1{font-size:28px;margin-bottom:12px;color:#0a2540}
.article .lead{font-size:17px;color:#44546a}
.crumbs{font-size:13px;color:#6b7d94;margin:14px 0}
.crumbs a{color:#6b7d94}
.updated{font-size:13px;color:#6b7d94;margin-bottom:14px}
.note{background:#fff8e1;border:1px solid #ffe082;border-radius:10px;padding:12px 16px;font-size:14px;margin:14px 0}